MoneyManagement101.org

This page contains a printable bank reconciliation worksheet to help you balance your checkbook. 

Bank Account Reconciliation Worksheet

Here is a bank account reconciliation worksheet to aid you in balancing your checkbook, so that your checkbook register agrees with the Bank statement.

Step 1. Enter Bank Statement Balance $____________________

Step 2. Enter & total any recent deposits made, that do not yet appear on your
bank statement 
Date         Amount
_______ $_______
_______ $_______
_______ $_______
_______ $_______
Total: $__________ 

Step 3. Enter & total checks written or withdrawals made, that do not yet appear on your bank statement:
Check #    Amount
_______ $_______
_______ $_______
_______ $_______
_______ $_______
_______ $_______
_______ $_______
_______ $_______
_______ $_______
Total: $___________

Step 4. Add Step 1 plus Step 2, then subtract the total from Step 3,
Total equals current balance: $________________


Step 5. Enter your checkbook balance from your check ledger: $________________

Step 6. Enter & total any bank service Charges and other fees on bank statement:
$_______
$_______
$_______
$_______
$_______ 
Total: minus $___________

Step 7. Subtract total from Step 6 from Step 5, 
Equals Adjusted Checkbook balance $______________

Your Current Balance (Step 4) should match the Adjusted Checkbook balance (Step 7). If is does not match, recheck your addition and subtraction on this worksheet & on your checkbook ledger. If your still can’t match, ask your Bank for assistance.

Finally update your checkbook register by inputting any service charges/fees listed in Step 6. Also, input any adjustments or corrections that you may have identified.